What we arrange
Financing
Two kinds of financing, arranged through the private and institutional lenders in our network. We analyze the deal, structure it, and place it with the lender that fits.
Fix & flip
Short-term financing to buy and renovate a 1-4 unit property, then sell or refinance. Sized against the after-repair value (ARV), with the rehab paid out in draws as the work gets done. Interest-only during the term; you exit by sale or a DSCR refinance.
Typical: up to ~75% of cost and ~70% of ARV, 12-18 months. The lender sets the exact terms.
Buy & hold / DSCR
Long-term financing for a 1-4 unit rental, qualified on the property's cash flow (the debt-service-coverage ratio, or DSCR), not your personal income. Hold a rental, or refinance out of a fix-and-flip loan once the property is stabilized. 30-year terms available.
What both share
Business-purpose loans to entity borrowers (your LLC borrows, you guarantee), secured by non-owner-occupied 1-4 unit investment property in New York. Loan amounts from $500,000 to $2,500,000. Terms are set by the lender we place you with; we tell you which one, and why, in writing, before you spend a dollar.
Market rates Live
Reference rates from public data, not EK Capital Advisors' rates. The lender sets your rate.
| 30-yr fixed mortgage | — |
| 10-yr Treasury | … |
| 30-yr Treasury | … |
As of — · Source: U.S. Treasury. The 30-yr mortgage figure awaits a connected data provider.